These promotion are legit and do require participation to be able to work.
Alternately, we could respond, "Is there anything that you need?" Honestly, I'd be at liberty if someone gave me some laundry detergent and sponges for Christmas. A debt collector may not call you before 8 a.m. or after 9 p. https://Groups.google.com/g/giftcard-mall-my-gift-info/c/lJb4jNQqwjY